A Health Savings Account or Hsa Medical Plan Offers Significant Tax, Premium, & Retirement Savings

Since first being signed into law in December 2003 by the Federal Government, Health Savings Account plans (a.k.a. HSA medical insurance plans) are already a proven success & the number of people switching to HSAs from traditional health plans is growing greatly each year.

Read more

Roth IRA Retirement Planning for the Wealthy & Rich

Ever wonder if there is a Roth IRA retirement plan for the wealthy and rich? What is the most important fact that you need to know about a Roth IRA if you are making an Adjusted Gross Income (AGI) of over $101,000 a year (if single or $169,000/year filing jointly)? You do not even qualify [...]

Read more

Real Estate In Northern Utah: A Safe Investment

Real estate is often known as the safest investment available, because investing in real estate along with correct evaluation of the property can result in good earnings. That?s why Real estate investment is a great opportunity to earn profits and generate a cash flow. Lots of people think that real estate investment is an easy [...]

Read more

2009 Stock Market Review: What Happened?

We saw a sharp recovery in much of the capital markets in 2009. The stock market was up in the low 20?s and the investment grade corporate bond market was up a similar amount. The lower grade corporate bonds, so called ?junk bonds? performed much better, up nearly 58%, an all time high.
The only assets [...]

Read more

Work At Home Businesses – Be Your Own Boss

Work at home businesses can offer an excellent opportunity for people who need to stay back home and earn a decent income. These opportunities are extremely attractive for people who have family commitments such as mothers and housewives, unemployed or people who can’t leave the house because of health problems.
There are numerous websites that promote [...]

Read more

Don’t Send Money to China Until You Know About the Banking System

Chinese currency is Renmibi, or RMB, and the main unit is the Yuan. You should know that banks are not used as widely there as they are in the U.S., and many people do not even have a bank account at all. If you don’t like dealing with banks, you’ll find them easy to avoid [...]

Read more

Retirement Planning with Stocks & Mutual Funds

Retirement planning doesn’t have to be a daunting task. In addition to a pension, social security and a 401k, the happiest retirees secure investments long before they retire and reap the benefits for that Bahamas cruise later on.

Stocks and mutual funds aren’t just terms for Wall Street brokers anymore. They’re assets to anyone with [...]

Read more

Mortgage Pools – Jump In, the Water’s Fine

I often get questions from potential investors about the basic functions of a mortgage fund (aka a mortgage pool). Therefore, I’ve decided to write about mortgage pools in general to clear up any misconceptions.
Mortgage pools are securities that are required by state and federal agencies to provide complete and full disclosure through an offering memorandum. [...]

Read more