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Why Isn’t your Budget Working?

Have you created a budget, only to throw it out within a week or two? So many people take the time to start their budgeting — excited to make changes to their life — only to throw them out the window in a few weeks.

Every New Years, people promise to change their finances. But as [...]

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Why Planning & Budgeting is Critical to Becoming Financially Free

I can still remember my first lecture in Management Accounting. The lecturer was introducing us to the concept of budgeting and at the end he made a little joke, which went something like this: “If your budget has turned out exactly right, you have either had an amazing stroke of luck or got it wrong!” [...]

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Myths & Common Misperceptions About Budgeting

Proper financial planning is the key to avoiding living from paycheck to paycheck. We are living in trying times, which greater emphasizes the importance of budgeting your money. In order for our economy to come out of the recession before it gets to deep and long, we must start with the individual. By instilling proper [...]

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Budget Advice for Mom’s & Women

Much of the time it is up to the Woman of a household to take care of the budget and finances. Mothers have the task of determining the budget, cooking, cleaning, and taking care of the budget. In other instance a mother has to take care of these duties while also working part of full [...]

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Efficinet Budgeting – A Beginner’s Guide

A budget is in layman’s terms a plan you create for portraying your financial goals. It is essential that you establish a budget that regulates your cash flow and helps you achieve your objectives and make predictions on what you can do with your money. The focus of a good budget should be allocating cash [...]

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Family Meal Planning and Grocery Shopping on a Budget – a Beginner’s Guide

The first thing you need to know about consuming on a budget is that it’s not truly about what you eat. It’s more to do with how you plan. You know, each time you go into a grocery shop you are fascinated by things on the racks that don’t fit into your budget. The grocery [...]

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Five Budget Leaks & How to Plug Them

Budgeting is an important step in our financial planning especially if you are in the process of getting out of debt. The key reason we want to keep tracking our spending when we live in budget is so that we know where our money goes and make sure it goes to the right place while [...]

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Why Isn’t your Budget Working?

Have you created a budget, only to throw it out within a week or two? So many people take the time to start their budgeting — excited to make changes to their life — only to throw them out the window in a few weeks.

Every New Years, people promise to change their finances. But as [...]

Read more

Why Planning & Budgeting is Critical to Becoming Financially Free

I can still remember my first lecture in Management Accounting. The lecturer was introducing us to the concept of budgeting and at the end he made a little joke, which went something like this: “If your budget has turned out exactly right, you have either had an amazing stroke of luck or got it wrong!” [...]

Read more

Myths & Common Misperceptions About Budgeting

Proper financial planning is the key to avoiding living from paycheck to paycheck. We are living in trying times, which greater emphasizes the importance of budgeting your money. In order for our economy to come out of the recession before it gets to deep and long, we must start with the individual. By instilling proper [...]

Read more